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The traditional retail bank branch is experiencing a sharp decline in its presence. Driven by the boom of online and mobile banking, consumers are increasingly relying to virtual channels for their financial needs. This shift has resulted to a decrease in branch openings, and many institutions are merging existing branches to streamline costs. Des
Free cash flow (FCF) is a crucial metric for investors and business operators alike. It illustrates the true cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of growing. Understanding how to assess FCF and effectively managi